There’s been a lot of buzz around a major increase in OAS and CPP payments coming in December 2025—some sources even claiming a combined total of $2,900 + $1,400 will be sent out to seniors. For those depending on the Old Age Security (OAS) and Canada Pension Plan (CPP), that would be a massive financial boost. But is this increase real? And who’s actually eligible to receive it?
Let’s break down what’s official, what’s a rumor, and what Canadian seniors really need to know.
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Update
The claim is that Prime Minister Justin Trudeau and the Canada Revenue Agency (CRA) are planning a payout increase of $2,900 + $1,400 for qualified pensioners in December 2025. This supposed increase is being shared as a response to rising inflation and cost-of-living challenges faced by seniors across Canada.
However, after fact-checking government announcements and CRA updates, there is no official confirmation of a $4,300 lump-sum increase or monthly raise to that extent.
What’s happening instead? Let’s look at the actual numbers.
Reality
| Benefit | Age Group | Max Monthly Payment |
|---|---|---|
| OAS | 65–74 | $734.95 |
| OAS | 75+ | $808.45 |
| CPP | All ages | $1,433.00 |
That brings the real combined monthly total to:
- $2,167.95/month for seniors aged 65–74
- $2,241.45/month for seniors 75 and over
These payments reflect the most recent increases due to inflation adjustments—not any one-time bonus of $2,900 or $1,400.
So, where did the $2,900 + $1,400 come from? Most likely from misleading social media posts or unofficial sources, which can sometimes mix up annual increases or combined benefits with new one-time payouts.
Eligibility
Even though the lump-sum claim may be false, the actual OAS and CPP benefits are real and do increase over time due to inflation and indexing. To qualify, you must meet the following criteria:
For Applicants Living in Canada:
- Must be 65 years or older
- Be a Canadian citizen or legal resident
- Lived in Canada for at least 10 years after turning 18
For Applicants Living Outside Canada:
- Must be 65 years or older
- Was a Canadian citizen or resident on the day before leaving Canada
- Lived in Canada for at least 20 years after age 18
| Criteria | Living in Canada | Living Abroad |
|---|---|---|
| Minimum Age | 65 | 65 |
| Residency Requirement | 10 years after age 18 | 20 years after age 18 |
| Citizenship | Canadian or legal resident | Canadian or legal resident |
Payment Dates
Here are the official OAS payment dates for 2025 to help with budgeting:
| Month | OAS Payment Date |
|---|---|
| May 2025 | 29th |
| June 2025 | 26th |
| July 2025 | 29th |
| August 2025 | 28th |
| October 2025 | 29th |
| November 2025 | 27th |
| December 2025 | 20th & 25th* |
*Note: December payments might include early deposits due to holidays.
There is no confirmed special payout on December 25, 2025, aside from regular monthly deposits.
How to Apply
If you’re nearing retirement or haven’t yet applied for OAS and CPP, here’s how to do it:
- Visit the official portal: www.canada.ca
- Navigate to Old Age Security or Canada Pension Plan
- Log in using your My Service Canada Account (MSCA)
- Complete the application forms
- Upload required identity and residence documents
- Submit and wait for application review
Online application is quick, and updates can be tracked via your account dashboard.
Fact Check
Let’s clear the air.
| Claim | Status |
|---|---|
| $2,900 + $1,400 OAS & CPP payout in December 2025 | False |
| OAS monthly max raised to $734.95–$808.45 in 2025 | True |
| CPP monthly max raised to $1,433 in 2025 | True |
| One-time bonus payments of $4,300 in 2025 | False |
| Regular monthly increases adjusted for inflation | True |
While there is no $4,300 bonus coming, OAS and CPP will continue to grow steadily, thanks to Canada’s indexing system that adjusts for inflation and cost of living.
There’s no official increase of $2,900 + $1,400 coming in a lump sum in December 2025. The rumors appear to be exaggerated or misleading. However, the Canada Pension Plan (CPP) and Old Age Security (OAS) payments do increase slightly every year, and seniors will see higher monthly benefits in 2025 due to standard inflation adjustments.
If you’re eligible, make sure you’re signed up to receive these benefits. And always rely on official sources like canada.ca for accurate and up-to-date information.
FAQs
Is the $2900+$1400 payment real?
No, there’s no official announcement for such a payment in 2025.
How much is the real CPP payment in 2025?
The max monthly CPP in 2025 is $1,433.
What’s the max OAS for seniors 75+ in 2025?
$808.45 per month from July to December 2025.
Where can I apply for OAS and CPP?
At the official government site: www.canada.ca.
Can seniors living abroad apply?
Yes, if they meet the 20-year residency rule after age 18.
























