For low-income Canadians who have lost a spouse or common-law partner, the Survivor’s Allowance offers vital financial support. This monthly benefit is specifically designed for individuals aged 60 to 64 who are not yet eligible for the Old Age Security (OAS) pension but are in financial need due to their loss.
As per the official schedule, the Survivor Allowance payment for December 2025 is set to be issued on 25th December 2025, offering some financial relief right in time for the holiday season.
Let’s take a closer look at who qualifies, how much you can receive, and what to expect in terms of timing and payment methods.
Table of Contents
Overview
The Survivor’s Allowance is a part of Canada’s Guaranteed Income Supplement (GIS) benefits. It is specifically offered through Service Canada to help bridge the income gap for widowed individuals approaching retirement age. While it doesn’t replace a full pension, it plays an important role in supporting vulnerable Canadians during a financially challenging time.
The monthly payment is non-taxable and is deposited either directly into your bank account or sent via cheque, depending on the option you selected when applying.
Payment Date
According to the official benefit schedule, the December 2025 Survivor’s Allowance payment will be made on:
- Date: Thursday, 25th December 2025
This is the confirmed payment date for the month of December. If you are a recipient of the allowance, make sure your bank account details are up to date in the Service Canada portal to avoid any delays in receiving your deposit.
Here’s a quick view of the monthly payment calendar:
| Month | Payment Date | Day |
|---|---|---|
| January 2025 | 29th January | Wednesday |
| February 2025 | 26th February | Wednesday |
| March 2025 | 28th March | Friday |
| April 2025 | 28th April | Monday |
| May 2025 | 28th May | Wednesday |
| June 2025 | 26th June | Thursday |
| July 2025 | 29th July | Tuesday |
| August 2025 | 27th August | Wednesday |
| October 2025 | 29th October | Wednesday |
| November 2025 | 26th November | Wednesday |
| December 2025 | 25th December | Thursday |
Note: The above schedule reflects expected payment dates; occasional delays can occur during holidays.
Amount
As of now, the monthly maximum amount for the Survivor’s Allowance is $1,663.81. This is based on the most recent quarterly adjustment by Services Canada and is valid through December 2025.
The amount you receive depends on your annual net income and other financial factors. Only those who fall under the income threshold will receive the maximum amount.
Key points about the payment:
- Non-taxable benefit
- Adjusted quarterly by Services Canada
- Next adjustment is scheduled for October 2025
- Direct deposit or cheque options available
Eligibility
To qualify for the Survivor’s Allowance, applicants must meet strict requirements. Here’s a full breakdown of the eligibility criteria:
- You must be aged 60 to 64 at the time of application
- You must be a widowed individual and not remarried or in a common-law relationship
- You must be a Canadian citizen or legal resident
- You must have lived in Canada for at least 10 years since the age of 18
- Your annual net income must be below $29,976
- You must not yet be receiving OAS
Applicants can apply online via the Service Canada portal, or request and submit a paper application by mail.
Purpose
The Survivor’s Allowance exists to offer temporary financial support until the recipient becomes eligible for Old Age Security at age 65. It is especially critical for those who relied on a spouse’s income and are left financially vulnerable after their passing.
The benefit ensures that widowed Canadians do not fall through the cracks of the retirement system during those few transitional years.
How to Apply
There are two main ways to apply for the allowance:
- Online: Through your My Service Canada Account
- By mail: Submit a completed application to your local Service Canada office
Be sure to have documentation such as proof of income, spousal death certificate, and proof of residency ready when applying.
For widowed Canadians aged 60 to 64, the Survivor’s Allowance offers essential monthly support. With the December 2025 payment scheduled for Thursday, December 25, recipients can count on a timely deposit during the holiday season. With up to $1,663.81 in non-taxable monthly benefits, this program helps bridge the income gap until full retirement benefits begin.
If you or someone you know fits the eligibility criteria, now is the time to ensure applications and banking details are up to date. Every dollar counts — especially when financial peace of mind is needed most.
FAQs
What is the Survivor Allowance payment date in Dec 2025?
The payment will be made on December 25, 2025, Thursday.
How much is the monthly Survivor Allowance?
The current monthly benefit is $1,663.81 through December 2025.
Who qualifies for the Survivor Allowance in Canada?
Widowed Canadians aged 60-64 with income below $29,976.
Is the Survivor Allowance taxable?
No, the benefit is non-taxable for eligible recipients.
How do I apply for the Survivor Allowance?
Apply online via Service Canada or by mailing your application.
