Who doesn’t like free money—especially when it’s legally owed to you? If you’ve ever bought bread at a Loblaw store, invested in mutual funds through a discount broker, or taken the prescription drug Rexulti, you might be eligible for a payout from one of several ongoing class-action settlements in Canada.
These aren’t scams or complicated lawsuits. They’re real settlements, approved by Canadian courts, and most only take a few minutes to claim online. Let’s break down three you should jump on before time runs out.
Table of Contents
Bread
Settlement Amount: $500 million
Claim Deadline: December 12, 2025
If you bought packaged bread from any Loblaw-owned grocery store between 2001 and 2015, there’s good news. You may qualify for part of a massive $500-million settlement from the bread price-fixing class action.
Loblaw and Weston Foods were accused of teaming up with other industry players to artificially inflate bread prices in Canada. Loblaw admitted its role and even handed out $25 gift cards years ago—but this new class-action settlement goes much further.
You can file a claim even without receipts. That’s right—if you ever shopped at these stores, you’re likely eligible:
- Loblaws
- No Frills
- Real Canadian Superstore
- Zehrs
- Fortinos
- And other Loblaw brands
Larger payouts may be possible if you have loyalty card records or receipts, but it’s not mandatory for basic compensation.
Where to claim: breadclassaction.com
TD
Settlement Amount: $70.25 million
Claim Deadline: December 20, 2025
This one’s for investors. If you used a discount broker to invest in TD mutual funds, you could be owed money—because of trailer fees.
Trailer fees (also called trailing commissions) are usually paid to advisors who actively manage your money. But TD allegedly paid these fees to discount brokers—platforms that aren’t legally allowed to give advice.
If you used one of these brokers, check if you’re eligible:
- TD Direct Investing
- RBC Direct Investing
- Scotia iTRADE
- BMO InvestorLine
- CIBC Investor’s Edge
- National Bank Direct Brokerage
No need to dig through your old investment statements. Just head to the settlement website and fill out the claim form.
Where to claim: tdtrailingcommissionssettlement.com
Rexulti
Settlement Amount: $4.75 million
Claim Deadline: August 1, 2026
If you were prescribed Rexulti, a drug used to treat depression and schizophrenia, you could be eligible for compensation.
The lawsuit claims that Rexulti’s manufacturers failed to adequately warn patients about side effects—specifically, impulse-control issues like gambling, overeating, or compulsive spending. Though the companies deny any wrongdoing, they’ve agreed to settle.
This Canada-wide settlement covers any eligible individual who experienced issues while taking Rexulti. You’ll likely need to prove your prescription history, which you can get from your pharmacy or doctor.
Where to claim: rexulticlassaction.com
Table
Here’s a quick overview of what’s available and when to act:
| Class Action | Settlement | Deadline | Who’s Eligible |
|---|---|---|---|
| Bread | $500M | Dec. 12, 2025 | Canadians who bought Loblaw bread |
| TD Funds | $70.25M | Dec. 20, 2025 | Investors with TD funds via discount brokers |
| Rexulti Drug | $4.75M | Aug. 1, 2026 | Anyone prescribed Rexulti in Canada |
Even small claims are worth submitting. Most take less than 10 minutes and don’t require paperwork—especially if you’re submitting a basic claim without proof of purchase.
So, if you qualify, don’t wait. A few clicks today could mean a payout in the future.
FAQs
Who qualifies for the bread settlement?
Anyone who bought packaged bread at Loblaw stores from 2001 to 2015.
What are trailer fees in mutual funds?
Fees paid to brokers for advice, even when not allowed by discount brokers.
Do I need receipts to claim money?
Not always. Some claims allow for no-proof applications.
What is the Rexulti settlement about?
It compensates users of Rexulti for alleged side effects and lack of warnings.
How do I apply for a settlement?
Visit the class action website and fill out the online claim form.
